Frequently Asked Questions

What is OurBanc?

At OurBanc, we are re-engineering mobile banking to better serve historically disenfranchised communities. Our aim is to enhance users' ability to view, manage, move, and grow their money to improve their financial health and end the perpetual deterioration of wealth in the African American, Hispanic, and Indigenous communities.

OurBanc is not a bank. OurBanc is a financial technology company providing banking services through our banking partner(s).

What is OurBanc's mission?

Our mission is to do our part in dismantling the systematic barriers that exist within America's financial system by channeling the transformative power of purpose, community, and innovative technology to provide historically disenfranchised people with more transparent, and equitable financial products and services.

Can I use OurBanc if I’m not from an African American, a Hispanic, or an Indigenous person?

Yes! Everyone is welcome. If any of the features in our app interest you, sign up!

Will my money be safe with OurBanc?

Absolutely! Your OurBanc account is FDIC-insured and protected up to $250,000 by the FDIC.